Debt

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God is the Maker and sustainer of all things and therefore all creatures owe everything to him. Scripture provides guidance concerning both debt and debtors.

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Everyone is in debt to God as Creator

1 Corinthians 4:7 KJV 1900
7 For who maketh thee to differ from another? and what hast thou that thou didst not receive? now if thou didst receive it, why dost thou glory, as if thou hadst not received it?
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Everyone is in debt to God as law-giver

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Debts within the church

Towards Christian workers

Philemon 18–19 KJV 1900
18 If he hath wronged thee, or oweth thee ought, put that on mine account; 19 I Paul have written it with mine own hand, I will repay it: albeit I do not say to thee how thou owest unto me even thine own self besides.
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Towards the unsaved

Romans 1:14 KJV 1900
14 I am debtor both to the Greeks, and to the Barbarians; both to the wise, and to the unwise.

The indebtedness of the Gentile church towards the Jerusalem church

Romans 15:26–27 KJV 1900
26 For it hath pleased them of Macedonia and Achaia to make a certain contribution for the poor saints which are at Jerusalem. 27 It hath pleased them verily; and their debtors they are. For if the Gentiles have been made partakers of their spiritual things, their duty is also to minister unto them in carnal things.

Debts to be cancelled

Matthew 6:12 KJV 1900
12 And forgive us our debts, as we forgive our debtors.
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Debts one should never pay

Romans 12:17 KJV 1900
17 Recompense to no man evil for evil. Provide things honest in the sight of all men.
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A debt one can never cease paying

Romans 13:8–10 KJV 1900
8 Owe no man any thing, but to love one another: for he that loveth another hath fulfilled the law. 9 For this, Thou shalt not commit adultery, Thou shalt not kill, Thou shalt not steal, Thou shalt not bear false witness, Thou shalt not covet; and if there be any other commandment, it is briefly comprehended in this saying, namely, Thou shalt love thy neighbour as thyself. 10 Love worketh no ill to his neighbour: therefore love is the fulfilling of the law.

Believers are in debt to God as Redeemer

He has paid their debt

Galatians 3:13 KJV 1900
13 Christ hath redeemed us from the curse of the law, being made a curse for us: for it is written, Cursed is every one that hangeth on a tree:
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A sense of debt inspires devotion to God

Psalm 116:12 KJV 1900
12 What shall I render unto the Lord For all his benefits toward me?
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Indebtedness to God affects attitude to others

Matthew 10:8 KJV 1900
8 Heal the sick, cleanse the lepers, raise the dead, cast out devils: freely ye have received, freely give.
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Examples of people in debt

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Debts must be paid

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Social ills result from debt

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OT laws sought to minimise debt

By commanding generous lending to the poor

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By curbing exploitation of debtors

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By cancelling debts every seventh year

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Preventatives against needless debt

Keeping short accounts

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Remembering the evil consequences

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Debts to the state

Paying taxes

Matthew 22:17–21 KJV 1900
17 Tell us therefore, What thinkest thou? Is it lawful to give tribute unto Caesar, or not? 18 But Jesus perceived their wickedness, and said, Why tempt ye me, ye hypocrites? 19 Shew me the tribute money. And they brought unto him a penny. 20 And he saith unto them, Whose is this image and superscription? 21 They say unto him, Caesar’s. Then saith he unto them, Render therefore unto Caesar the things which are Caesar’s; and unto God the things that are God’s.
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Civic honour

Romans 13:7 KJV 1900
7 Render therefore to all their dues: tribute to whom tribute is due; custom to whom custom; fear to whom fear; honour to whom honour.

Debts to employees

Romans 4:4 KJV 1900
4 Now to him that worketh is the reward not reckoned of grace, but of debt.
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