For the Love of Money
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For the Love of Money?
1 Timothy 6:6-19
Online Sermon: http://www.mckeesfamily.com/?page_id=3567
The Merriam-Webster dictionary defines money as a “medium of exchange”1 for goods
and/or services. While one could barter to obtain the necessities of life such as food, shelter and
clothing for most people it is more efficient to use money. Even though God commands us to
not worry about obtaining necessities (Matthew 6:25) we are still to work to obtain them (2
Thessalonians 3:10). Considering this truth then why does Apostle Paul say, “for the love of
money is a root of all kinds of evil”? While we know that Paul was not against material
possessions like the Gnostics were in his day, he was very concerned that money and the
accumulation of wealth would be sought and as such would intoxicate believers to place their
hope in their own abilities and the present age rather than in a sovereign God who held their
eternal future in His hands! This sermon is going to begin by describing how the love of money
can pull a Christians “down into ruin and destruction” (verse 9). The second part of this sermon
is going to focus on how our true “wealth” is to be found in obedience to Christ and the “pursuit
of righteousness, godliness, faith, love, endurance and gentleness” (verse 11). And the final part
of this sermon is going to answer the age-old question: is it ok in God’s sight to be materially
wealthy?
Being Dragged Down (verses 6-10)
In writing his letter to Timothy Paul warned him that false teachers were so intoxicated
with money2 that they were “selling”
untruths concerning Christ to “cash in on
the upsurge of evangelicalism in
Ephesus.”3 While they were not as bold as
Simon who tried to buy and sell the Holy
Spirit’s power (Acts 8:18), they had no
problem trying to sell a form of
“godliness” 4 (2 Timothy 3:5) to those who
merely wanted to hear what their “itching
ears wanted to hear” (4:3)! While those
who give sacrificially to the kingdom of
God are arguably worthy of a wage (1
Timothy 5:17-19), Paul warned Timothy
how easily Christians can become
1
Taken from the following online dictionary site: https://www.merriam-webster.com/dictionary/money
D. A. Carson, “How to Think about Money,” in D. A. Carson Sermon Library (Bellingham, WA: Faithlife, 2016),
1 Ti 6:3–19.
2
3
John Piper, Sermons from John Piper (1980–1989) (Minneapolis, MN: Desiring God, 2007).
4
Robert W. Yarbrough, The Letters to Timothy and Titus, ed. D. A. Carson, Pillar New Testament Commentary
(Grand Rapids, MI; London: William B. Eerdmans Publishing Company; Apollos, 2018), 305.
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intoxicated with the money these types of services can bring. The godliness market which is
“hot for booksellers and music makers and dispensers of silver crosses,”5 tempts just as many
charlatans’ to join as it does good Christian leaders to make money their god! The motives of
some Christian leaders are so tainted with a love of money that ecclesiastical crime or
embezzlement has been estimated to be about 37 billion dollars per year, worldwide!6
In verse six Paul reminded Timothy that godliness is a great gift only when accompanied
by contentment. Unlike the Stoic and Cynic philosophers of his day “contentment” for Paul did
not “mean self-sufficiency or the ability to
rely on one’s own inner resources” but
being pleased with whatever gifts that God
has given you!7 Hording wealth out of
covetousness or out of fear of going without
is a sin because being content in life is not
to be dependent on material circumstances8
but on faith that a risen Savior will do good
to those who love Him (Romans 8:28)! The
love of money is also foolish because it is
transient in nature.9 Every time we see a
baby born or bury a loved one we are
reminded the truth of Job’s statement
“naked I came from my mother’s womb and
naked will I depart” (1:21).10 In one of his sermons John Piper gave the following story to
accentuate this point:
Suppose someone passes empty-handed through the turnstiles at a big city art
museum and begins to take the pictures off the wall and carry them importantly
under his arm. You come up to him and say, “What are you doing?” He answers,
“I’m becoming an art collector.” “But they’re not really yours,” you say, “and
besides they won’t let you out with those. You’ll have to go out just like you came
in.” But he answers again, “Sure they’re mine. I’ve got them under my arm. People
look at me as an important dealer in the halls. And I don’t bother myself with
thoughts about leaving. Don’t be a kill joy.” We would call this man a fool—out
of touch with reality. So is the person who spends himself to get rich in this life.
We will go out just the way we came in.11
5
John Piper, Sermons from John Piper (1980–1989) (Minneapolis, MN: Desiring God, 2007).
Taken from a Forbes article on the following website:
https://www.forbes.com/sites/walterpavlo/2013/11/18/fraud-thriving-in-u-s-churches-but-you-wouldnt-knowit/#7ef8793ed9d4
7
Gordon D. Fee, 1 and 2 Timothy, Titus, Understanding the Bible Commentary Series (Grand Rapids, MI: Baker
Books, 2011), 143.
8
D. A. Carson, “How to Think about Money,” in D. A. Carson Sermon Library (Bellingham, WA: Faithlife, 2016),
1 Ti 6:3–19.
9
Ibid.
10
Robert W. Yarbrough, The Letters to Timothy and Titus, ed. D. A. Carson, Pillar New Testament Commentary
(Grand Rapids, MI; London: William B. Eerdmans Publishing Company; Apollos, 2018), 314.
6
11
John Piper, Sermons from John Piper (1980–1989) (Minneapolis, MN: Desiring God, 2007).
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Paul is not saying that it is a sin to be good Stuarts of the material things God has given or to
provide for one’s family12 but that seeking material gain is irrelevant and greed is irrational.13
The only riches one can take beyond the grave are those that one has stored up in heaven
(Matthew 6:19-21) through faithfully obeying God’s command to love Him and one another
(Matthew 22:36-40)!
Not only is it foolish to hoard wealth that is here today and gone tomorrow but Paul
warned Timothy that s is dangerous for the love of money plunges a Christian into ruin and
destruction.14 Those who have made
“becoming rich” their overall motive in life
not only break God’s command to love Him
alone but tend to be more open to other sins
due to their moral sensibilities becoming
blurred by their overmastering passion to
gratify self.15 The Devil knows we have
“evil desires” in our hearts that we wrestle
against from one day to the next (James
1:14). He uses these desires as bait to get us
to sin against God.16 Once a Christian
experiences the perceived security or
temporal pleasure of those things’ money can
buy it intoxicates and consumes his/her
motivations because “whoever loves money never has money enough.”17 Valerian described
this trap or worm of avarice as follows:
Therefore, dearly beloved, the rust is that worm which alone possesses the
recesses of the human heart: the worm of envy and of avarice. But the thief is the
devil. Believe this. To lay his plots against good deeds, he flatters us with the
pomp of the world. To keep a man from sharing in the heavenly kingdom, he puts
gold in his hands, silver before his eyes, gems about his neck. In this way he
nourishes pride and by the goad of covetousness enkindles the desires of the flesh.
HOMILIES 7.3.18
D. A. Carson, “How to Think about Money,”
Gordon D. Fee, 1 and 2 Timothy, Titus, 143.
14
Ibid., 145.
15
J. N. D. Kelly, The Pastoral Epistles, Black’s New Testament Commentary (London: Continuum, 1963), 137.
16
Donald Guthrie, Pastoral Epistles: An Introduction and Commentary, vol. 14, Tyndale New Testament
Commentaries (Downers Grove, IL: InterVarsity Press, 1990), 128.
17
John R. W. Stott, Guard the Truth: The Message of 1 Timothy & Titus, The Bible Speaks Today (Downers Grove,
IL: InterVarsity Press, 1996), 151.
18
Peter Gorday, ed., Colossians, 1–2 Thessalonians, 1–2 Timothy, Titus, Philemon, Ancient Christian Commentary
on Scripture (Downers Grove, IL: InterVarsity Press, 2000), 214.
12
13
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The love of money is the root of all kinds of evil and as such invites God’s wrath to rightly
correct one’s sinful attitudes and behaviors.19 One simply cannot serve both God and money
(Matthew 6:24) for what does light have to do with darkness (2 Corinthians 6:14)?
True Wealth is Found in Christ (verses 11-16)
Storing up treasures in heaven is accomplished by bowing one’s knee to Jesus. Paul
implored Timothy not only to “flee” from Satan’s trap of money but to pursue godliness based
on righteousness, faith, love, endurance and gentleness. For those who have been bought at a
price (1 Corinthians 6:20) salvation is not
to be seen simply an escape from hell but
as a life changing and transformative
event20 in which the “old” self became
born again and made new by the Spirit of
God (2 Corinthians 5:17)! God poured
His love into our hearts (Romans 5:5) so
that His own children might rightly live
out what union with Christ through faith
has been imparted to the believer
(Philippians 1:11).21 Through Christ’s
atoning sacrifice (John 3:16) the believer
has been saved from the entanglement of
sin (Hebrews 12:1) not to do as one
pleases but to fight and run the race to obtain crowns of righteousness (2 Timothy 4:8). Paul
told Timothy that by allowing Christ to reign supreme and guide his motivations while on earth
he would be taking hold of the eternity placed in his heart (verse 12; Ecclesiastes 3:11) when he
became born again!22 Believers store treasures up in heaven whenever they embrace the object
of their faith and atonement, Jesus Christ.
Those who are “called upon to stand before the life-preserving God,” 23 are to strive to
imitate Christ’s confession before this world! Jesus emptied Himself (Philippians 2:7) and did
not call upon a league of angels to save Him from being crucified did so due to His love and
desire to give His life as a ransom for many (Matthew 26:53, 20:28). Like this sinless, Lamb of
God (1 Peter 1:9) we as His children are to strive to imitate to obey and please God the Father in
heaven (John 6:38) for in doing so we will store eternal treasures up in heaven! In verse 13
when Paul told Timothy “I charge you” it is like he was “rhetorically grabbing Timothy by the
shoulders and giving him a heartfelt bracing shake”24 to “either pursue God, His Son and the
19
John R. W. Stott, Guard the Truth: The Message of 1 Timothy & Titus, 152.
D. A. Carson, “How to Think about Money,”
21
Robert W. Yarbrough, The Letters to Timothy and Titus, 322.
22
Ralph Earle, “1 Timothy,” in The Expositor’s Bible Commentary: Ephesians through Philemon, ed. Frank E.
Gaebelein, vol. 11 (Grand Rapids, MI: Zondervan Publishing House, 1981), 386.
23
Gordon D. Fee, 1 and 2 Timothy, Titus, 151.
24
Robert W. Yarbrough, The Letters to Timothy and Titus, ed. D. A. Carson, Pillar New Testament Commentary
(Grand Rapids, MI; London: William B. Eerdmans Publishing Company; Apollos, 2018), 326.
20
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cross and the gospel and all the virtues that come from it, or be an idolater.”25 More than ever
this world needs to hear the Gospel witness from those who have denied themselves, taken up
their crosses (Matthew 16:24) to serve
the “only Ruler, the King of Kings and
Lord or lords” (verse15). Those
perishing in their sins are not going to
be saved through the witness of
superficial, powerless words of the
“snake oil” pretenders of the faith but
through genuine witnesses of those
who continually bow their knees to the
One who saved and continues to
transform their very lives (Romans
12:1)! Paul finished this section by
reminding Timothy that eternal wealth
in life is only attainable by being found
blameless on the day of the Lord’s
coming!26
Can the Materially Rich be Right in God’s Sight (17-19)?
Before I review Paul’s final words
on money matters, I first want to define
who is rich. I live in North America. I
have three square meals, clothes, two
cars and a home full of “stuff” that I will
never use. In comparison to countries
such as Mali, Rwanda and Zambia27
whom make a mere 5% of North
American salaries, whom amongst us
could ever say that we are not rich? To
the approximately 10% of the world
living on less than a $1.90 a day28 surely
even our beat-up cars and worst of
homes must appear to be limousines and mansions to them? And what must they think when
they learn that the average Canadian throws out 170 kilograms of food per year!29 Would they
not rightly think we are so rich that providing for the necessities of life represent but mere
coinage to us? Please take some time right now and compare your “stuff” or riches not with
your neighbor who has more than you but to the poorest of the poor of this world. I don’t know
D. A. Carson, “How to Think about Money,”
J. N. D. Kelly, The Pastoral Epistles, Black’s New Testament Commentary (London: Continuum, 1963), 145.
27
Taken from the following website: https://news.gallup.com/poll/166211/worldwide-median-householdincome-000.aspx
28
Taken from the following website: https://www.worldvision.org/sponsorship-news-stories/global-poverty-facts
29
Taken from the following website: https://business.financialpost.com/commodities/agriculture/report-findscanadians-waste-a-lot-of-food-calls-for-action-2
25
26
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about you, but I feel rich beyond anything that I deserve. With the thought that most North
Americas are rich in comparison to many of this world please read the final paragraph of this
sermon knowing that Paul is addressing you as well as Timothy!
In the last section Paul addressed a group in the church whom are already rich.
Considering Paul’s above teaching was he implying that their material wealth was a sin? Since
God gave and approved of the riches of Abraham, Job, David and so many others in the Bible
obviously material wealth is far from a
sin! Paul did not preach about “ethical
negativity or denigration of God’s good
gifts but rather productive and redemptive
application of them.30 To keep money
and the accumulation of wealth from
becoming a trap that plunges one into
ruin and destruction, Paul finished this
section by recommending ways that the
rich might redeem the wealth they have
received. To keep wealth from “blotting
out the consciousness of God”31 and
tempted to gratify one’s evil desires, one
must constantly remember to not place
one’s hope in wealth but in the “One who
richly provides” 32 for more than we can ask or imagine (Ephesians 3:20)! With their hope
firmly set on God the rich are to use “His” money to do good deeds in a way that is liberal and
extremely generous!33 This does not imply that one can earn or purchase his/her salvation but
that one has obediently learned that storing up the only treasures that last comes from obeying
God and giving it away to those in need! I want to finish this sermon with one final quote from
D. A. Carson to think about:
It’s the very paradox of the gospel, isn’t it? Under the gospel you learn by dying
you live, by losing your life you find it, by denying yourself you discover yourself,
by going to the cross daily you enjoy resurrection life, and by giving you receive34
30
Robert W. Yarbrough, The Letters to Timothy and Titus, 334.
Ibid., 335.
32
Walter L. Liefeld, 1 and 2 Timothy, Titus, The NIV Application Commentary (Grand Rapids, MI: Zondervan
Publishing House, 1999), 213.
33
John Piper, Sermons from John Piper (1980–1989) (Minneapolis, MN: Desiring God, 2007).
34
D. A. Carson, “How to Think about Money,”
31
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