No ame el dinero pero no sea estupido!
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No ame el dinero pero no sea estupido!
No ame el dinero pero no sea estupido!
5 Consejos Biblicos sobre el uso del Dinero!
La palabra Necio o insensato aparece 122 veces en la Bibiblia (dependiendo de la traduccion) y la traducen Necio para que suene mejor pero es la misma palabra para Estupido o Idiota.
necio, necia
Persona que insiste en los propios errores o se aferra a ideas o posturas equivocadas, demostrando con ello poca inteligencia
Persona que insiste en los propios errores o se aferra a ideas o posturas equivocadas, demostrando con ello poca inteligencia
Dice el necio en su corazón:
No hay Dios.
Se han corrompido, hacen obras abominables;
No hay quien haga el bien.
Cuando se habla de dinero muchas emociones se levantan, especialmente cuando se habla de dinero en el pulpito.
Esta el que corre
Esta el que se asusta
Elta el que se hace el indiferente.
Es que el dinero mueve muchas emociones en nuestro pequeno corazon.
Hoy les pido que no sea insensato. Que no siga en los mismos errores y que escuche una perspectiba biblica sobre el dinero
Primer Consejo: No ame al dinero!
porque raíz de todos los males es el amor al dinero, el cual codiciando algunos, se extraviaron de la fe, y fueron traspasados de muchos dolores.
Algunas preguntas
Cuantos creen que le esta’ hablando a ricos?
Cuantos creen que le esta hablando a pobres?
Se puede amar al dinero sin tenerlo? Se puede amar al dinero siendo pobre?
Se puede no amar al dinero siendo rico?
UNA PERSONA RICA:
cualquier persona que tiene entradas que son excedentes para obtener lo necesario para la vida (comida y vestido).
! Ayer estaba trabajando con una iglesia de Katy. Ellos distribuyen comida todos los meses. Los autos que venian no era de gente que tenia que hacer una ora esperando una bolsa de comida.
A veces pensamos que este vs habla en contra de la riqueza pero dejeme demostrarle que no es asi;
1 Todos los que están bajo el yugo de esclavitud, tengan a sus amos por dignos de todo honor, para que no sea blasfemado el nombre de Dios y la doctrina.2 Y los que tienen amos creyentes, no los tengan en menos por ser hermanos, sino sírvanles mejor, por cuanto son creyentes y amados los que se benefician de su buen servicio. Esto enseña y exhorta.
3 Si alguno enseña otra cosa, y no se conforma a las sanas palabras de nuestro Señor Jesucristo, y a la doctrina que es conforme a la piedad,4 está envanecido, nada sabe, y delira acerca de cuestiones y contiendas de palabras, de las cuales nacen envidias, pleitos, blasfemias, malas sospechas,5 disputas necias de hombres corruptos de entendimiento y privados de la verdad, que toman la piedad como fuente de ganancia; apártate de los tales.6 Pero gran ganancia es la piedad acompañada de contentamiento;7 porque nada hemos traído a este mundo, y sin duda nada podremos sacar.8 Así que, teniendo sustento y abrigo, estemos contentos con esto.9 Porque los que quieren enriquecerse caen en tentación y lazo, y en muchas codicias necias y dañosas, que hunden a los hombres en destrucción y perdición;10 porque raíz de todos los males es el amor al dinero, el cual codiciando algunos, se extraviaron de la fe, y fueron traspasados de muchos dolores.
11 Mas tú, oh hombre de Dios, huye de estas cosas, y sigue la justicia, la piedad, la fe, el amor, la paciencia, la mansedumbre.12 Pelea la buena batalla de la fe, echa mano de la vida eterna, a la cual asimismo fuiste llamado, habiendo hecho la buena profesión delante de muchos testigos.13 Te mando delante de Dios, que da vida a todas las cosas, y de Jesucristo, que dio testimonio de la buena profesión delante de Poncio Pilato,14 que guardes el mandamiento sin mácula ni reprensión, hasta la aparición de nuestro Señor Jesucristo,15 la cual a su tiempo mostrará el bienaventurado y solo Soberano, Rey de reyes, y Señor de señores,16 el único que tiene inmortalidad, que habita en luz inaccesible; a quien ninguno de los hombres ha visto ni puede ver, al cual sea la honra y el imperio sempiterno. Amén.
17 A los ricos de este siglo manda que no sean altivos, ni pongan la esperanza en las riquezas, las cuales son inciertas, sino en el Dios vivo, que nos da todas las cosas en abundancia para que las disfrutemos. 18 Que hagan bien, que sean ricos en buenas obras, dadivosos, generosos; 19 atesorando para sí buen fundamento para lo por venir, que echen mano de la vida eterna.
Todos los que están bajo el yugo de esclavitud, tengan a sus amos por dignos de todo honor, para que no sea blasfemado el nombre de Dios y la doctrina.
Y los que tienen amos creyentes, no los tengan en menos por ser hermanos, sino sírvanles mejor, por cuanto son creyentes y amados los que se benefician de su buen servicio. Esto enseña y exhorta.
Manifestamos el amor al dinero en la manera que lo manejamos y nos preocupamos y le creemos!
! Ayer estaba trabajando con una iglesia de Katy. Ellos distribuyen comida todos los meses. Los autos que venian no era de gente que tenia que hacer una ora esperando una bolsa de comida.
Hace muchos anos habia un hombre que fue El hombre mas rico al mundo en su tiempo, se calcula valia 2 Millones de Millones de dolareso sea Dos TRILLONES! Para una idea en el momento mas alto de riqueza de Bill Gates llebo a 144 billones
Para una idea en el momento mas alto de riqueza de Bill Gates llebo a 144 billones
El que ama el dinero, no se saciará de dinero; y el que ama el mucho tener, no sacará fruto. También esto es vanidad.
Hay solo dos opociones con el dinero y la riqueza o usted es el dueno de el o el dinero es su dueno. Jesus lo dijo asi
Ninguno puede servir a dos señores; porque o aborrecerá al uno y amará al otro, o estimará al uno y menospreciará al otro. No podéis servir a Dios y a las riquezas.
Matt
For the love of money is a root of all kinds of evils. It is through this craving that some have wandered away from the faith and pierced themselves with many pangs.
“There was a rich man who was clothed in purple and fine linen and who feasted sumptuously every day. And at his gate was laid a poor man named Lazarus, covered with sores, who desired to be fed with what fell from the rich man’s table. Moreover, even the dogs came and licked his sores. The poor man died and was carried by the angels to Abraham’s side. The rich man also died and was buried, and in Hades, being in torment, he lifted up his eyes and saw Abraham far off and Lazarus at his side. And he called out, ‘Father Abraham, have mercy on me, and send Lazarus to dip the end of his finger in water and cool my tongue, for I am in anguish in this flame.’ But Abraham said, ‘Child, remember that you in your lifetime received your good things, and Lazarus in like manner bad things; but now he is comforted here, and you are in anguish. And besides all this, between us and you a great chasm has been fixed, in order that those who would pass from here to you may not be able, and none may cross from there to us.’ And he said, ‘Then I beg you, father, to send him to my father’s house— for I have five brothers—so that he may warn them, lest they also come into this place of torment.’ But Abraham said, ‘They have Moses and the Prophets; let them hear them.’ And he said, ‘No, father Abraham, but if someone goes to them from the dead, they will repent.’ He said to him, ‘If they do not hear Moses and the Prophets, neither will they be convinced if someone should rise from the dead.’ ”
Como se yo que no amo al dinero?
Que hagan bien, que sean ricos en buenas obras, dadivosos, generosos;
1 Tim
Yo empiezo con el diezmo que no es un acto de generosidad sino de Honor a Dios.
¿Robará el hombre a Dios? Pues vosotros me habéis robado. Y dijisteis: ¿En qué te hemos robado? En vuestros diezmos y ofrendas.
Malac 3:8
Que hagan bien, que sean ricos en buenas obras, dadivosos, generosos;
En la economia de Dios, El nos pide que nuestro primer acto de fe sea creerle que el 90% sera mas del 100%!
En el funeral del Tio su hija dijo, haciamos una holla de frijoles y en alguna manera siempre habia para todos!
¿Robará el hombre a Dios? Pues vosotros me habéis robado. Y dijisteis: ¿En qué te hemos robado? En vuestros diezmos y ofrendas.Malditos sois con maldición, porque vosotros, la nación toda, me habéis robado.Traed todos los diezmos al alfolí y haya alimento en mi casa; y probadme ahora en esto, dice Jehová de los ejércitos, si no os abriré las ventanas de los cielos, y derramaré sobre vosotros bendición hasta que sobreabunde.Reprenderé también por vosotros al devorador, y no os destruirá el fruto de la tierra, ni vuestra vid en el campo será estéril, dice Jehová de los ejércitos.Y todas las naciones os dirán bienaventurados; porque seréis tierra deseable, dice Jehová de los ejércitos.
Malachi 3:8-12
Honra a Jehová con tus bienes,
Y con las primicias de todos tus frutos;
Y serán llenos tus graneros con abundancia,
Y tus lagares rebosarán de mosto.
Pero esto digo: El que siembra escasamente, también segará escasamente; y el que siembra generosamente, generosamente también segará.
Usted puede creer que esto no es importante para Dios o que le estoy manipulando porque soy uno de los pastores de la iglesia.
Yo no recibo ni sueldo ni ofrenda de esta iglesia.
Quiero que vea esta ocacion en la vida de Jesus:
Estando Jesús sentado delante del arca de la ofrenda, miraba cómo el pueblo echaba dinero en el arca; y muchos ricos echaban mucho. Y vino una viuda pobre, y echó dos blancas, o sea un cuadrante. Entonces llamando a sus discípulos, les dijo: De cierto os digo que esta viuda pobre echó más que todos los que han echado en el arca; porque todos han echado de lo que les sobra; pero ésta, de su pobreza echó todo lo que tenía, todo su sustento.
Segundo Consejo: No sea estupido en lo que se refiere al dinero!
Oirá el sabio, y aumentará el saber,
Y el entendido adquirirá consejo,
Por el placer se hace el banquete, y el vino alegra a los vivos; y el dinero sirve para todo.
En las muchas palabras no falta pecado;
Mas el que refrena sus labios es prudente.
Tercer Consejo, Haga un plan
Porque ¿quién de vosotros, queriendo edificar una torre, no se sienta primero y calcula los gastos, a ver si tiene lo que necesita para acabarla?No sea que después que haya puesto el cimiento, y no pueda acabarla, todos los que lo vean comiencen a hacer burla de él,diciendo: Este hombre comenzó a edificar, y no pudo acabar.
Luk
Los pensamientos del diligente ciertamente tienden a la abundancia;
Mas todo el que se apresura alocadamente, de cierto va a la pobreza.
Cuarto Consejo, Proteja lo que ama
Porque el hombre tampoco conoce su tiempo; como los peces que son presos en la mala red, y como las aves que se enredan en lazo, así son enlazados los hijos de los hombres en el tiempo malo, cuando cae de repente sobre ellos.
Porque escudo es la ciencia, y escudo es el dinero; mas la sabiduría excede, en que da vida a sus poseedores.
Quinto Consejo: Invierta ahorrando!
Pero soy Pobre… en tu cabeza!
Tesoro precioso y aceite hay en la casa del sabio;
Mas el hombre insensato todo lo disipa.
Y yo os digo: Ganad amigos por medio de las riquezas injustas, para que cuando éstas falten, os reciban en las moradas eternas.
El que es fiel en lo muy poco, también en lo más es fiel; y el que en lo muy poco es injusto, también en lo más es injusto. Pues si en las riquezas injustas no fuisteis fieles, ¿quién os confiará lo verdadero? Y si en lo ajeno no fuisteis fieles, ¿quién os dará lo que es vuestro? Ningún siervo puede servir a dos señores; porque o aborrecerá al uno y amará al otro, o estimará al uno y menospreciará al otro. No podéis servir a Dios y a las riquezas.
luke 16:9-13
El que ama el dinero, no se saciará de dinero; y el que ama el mucho tener, no sacará fruto. También esto es vanidad.
Porque ya conocéis la gracia de nuestro Señor Jesucristo, que por amor a vosotros se hizo pobre, siendo rico, para que vosotros con su pobreza fueseis enriquecidos.
Ec 5:10
El DINERO SIRVE PARA TODO
JESUS MIRA TU GENEROSIDAD RELATIVA!
Dishonest money dwindles away,
but whoever gathers money little by little makes it grow.
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After notes
Some Christians don’t save for retirement because they believe it’s disobedient (usually quoting ), or they feel guilty about putting money away when others are in such great need. Others believe it isn’t necessary because God will take care of them (). And some would like to save but spend everything they make ().
Porque escudo es la ciencia, y escudo es el dinero; mas la sabiduría excede, en que da vida a sus poseedores.
Ecl 7:12
You may be surprised to learn that saving is actually encouraged in the Bible. Scripture condones saving for known, anticipated needs in the future (; ; ; ).
You may be surprised to learn that saving is actually encouraged in the Bible.
The Bible teaches that it’s possible to wisely save and invest for the future while also being “rich toward God” by “storing up treasures in heaven” (; ).
Por el placer se hace el banquete, y el vino alegra a los vivos; y el dinero sirve para todo.
Eccl 10:19
7 Biblical Principles for Saving and Investing Your Money
7 Biblical Principles for Saving and Investing Your Money
Most Christians know they should save and invest for retirement or disability. But many find it difficult to adopt a practical theology for managing their money, especially when it comes to saving and investing for a distant and uncertain future.
It’s difficult because there are so many perspectives on this topic. Some promote a life of denial, eschewing any luxuries and savings for the sake of the kingdom. Others suggest budgeting, avoiding debt, and regular saving in order to enjoy greater wealth for giving and spending later in life. In the broader culture, the FIRE (Financial Independence/Retire Early) movement emphasizes extreme frugality and saving to be able to retire before age 40.
With all these seemingly inconsistent and conflicting messages, how can you come up with a personal theology of money that balances biblical orthodoxy with practicality in saving and investing for the future?
Here are seven biblical principles that may help.
1. Saving for Future Needs Is Biblical
1. Saving for Future Needs Is Biblical
Some Christians don’t save for retirement because they believe it’s disobedient (usually quoting ), or they feel guilty about putting money away when others are in such great need. Others believe it isn’t necessary because God will take care of them (). And some would like to save but spend everything they make ().
You may be surprised to learn that saving is actually encouraged in the Bible. Scripture condones saving for known, anticipated needs in the future (; ; ; ).
You may be surprised to learn that saving is actually encouraged in the Bible.
The Bible teaches that it’s possible to wisely save and invest for the future while also being “rich toward God” by “storing up treasures in heaven” (; ).
2. Saving Honors God and Serves Others
2. Saving Honors God and Serves Others
It would be easy to think of saving as a purely selfish activity. That can indeed be the case—we need only read about the rich fool in —but it doesn’t have to be.
Saving honors God because it rightly values money as a gift that he has given to us (). Instead of unplanned, impulsive, or foolish spending, wise saving demonstrates the importance of stewarding his gifts ().
Proper stewardship will put you in a better position to help with important needs as they arise (). You can respond more quickly and perhaps in a more significant way (). Saving may also allow you to leave an inheritance, blessing your heirs so they can then be a blessing to others ().
Honor the Lord with your wealth
and with the firstfruits of all your produce;
3. Procrastination Is a Mistake
3. Procrastination Is a Mistake
We all tend to put things off. But by failing to save early, you forfeit one of the most potent financial forces: tax-free compound interest, or earning interest on interest.
Most people don’t postpone saving because they think saving is unimportant. Instead, they expect to have more disposable income down the road, or they have more pressing needs that get in the way, including debt payments, low wages, health-care expenses, or the need to save for a child’s education. They plan to get to it later on.
But even if things do change down the road, money saved for retirement later has less time to grow (), meaning that you end up having to contribute much more to have the same amount if you started today.
Just start by doing what you can and gain momentum over time.
4. Debt Is Debilitating
4. Debt Is Debilitating
The Bible isn’t silent about debt. There obviously weren’t Visa cards or auto loans in Jesus’s time, but lending and borrowing were part of the economic landscape. The Bible doesn’t strictly prohibit debt, but it does characterize debt as a form of bondage ().
Beyond that, there is a direct correlation between over-spending and too much debt and a low savings rate. In the context of saving, debt comes at a cost. The money needed to service debt, which goes to creditors, is money that can’t be used for anything else. That is the “opportunity cost” of debt. Compare borrowing $1,000 and paying 12 percent interest ($120) versus saving $1,000 and investing it at 6 percent ($60). The real economic benefit is 18 percent ($180)!
5. Wise Investing Is Right and Good
5. Wise Investing Is Right and Good
The blessing of the Lord makes rich,
and he adds no sorrow with it.
Investing isn’t stock trading. It’s not about betting the farm on a hot tip from your brother-in-law. Such speculating amounts to gambling on future events, and most of the time you lose more than you gain (; ).
Investing is actually commended if done wisely. It’s about putting money into real businesses that employ people and deliver products or services to customers. Hopefully, the companies we invest in do well and provide a return commensurate with our investment (; ).
Most of us would do well to invest in low-cost, passively managed, mutual and exchange-traded index funds (ETFs) instead of individual stocks and bonds. We also need to keep an eye out for high fees and expenses (they can be a big drag on returns), not being diversified enough (assets that balance each other), buying and selling at the wrong time (due to emotion), and a lack of knowledge about your investments (don’t buy what you don’t understand).
6. Saving Can Bring Temptations
6. Saving Can Bring Temptations
We can be tempted to save for wrong reasons—out of fear and greed or a desire for independence from God and others.
If you save out of fear, then you aren’t trusting God (). If you do it out of greed, you’ve missed the whole point (; ; ). And once you’ve acquired some wealth, you don’t want to become like the miser we read about in or the “rich fool” we read about in . The problem with both isn’t that they saved; it’s that they were focused only on themselves and put their faith in riches rather than God.
One pretends to be rich, yet has nothing;
another pretends to be poor, yet has great wealth.
We can be tempted to save for wrong reasons—out of fear and greed or a desire for independence from God and others.
Hoarders are consumed by the need to preserve wealth rather than risk it for productive uses and the good of others. It also brings curses () and judgment (; ; ; ; ).
7. Balance Is Key
7. Balance Is Key
Finding the right balance is the key.
On the one hand, we need to set aside something and invest it wisely for future needs. On the other, we want to be generous and remain dependent on God, recognizing that he is the source of our provision and alone controls the future.
Whatever we decide, it must be out of a heart of gratitude to God for his kind generosity toward us—a God who is gracious, loving, and merciful ()—and based on the biblical wisdom he has given us on this topic.
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Living on the edge is a phrase often tossed around as a joke in conversations.
But for most people in the United States, they’re living on the edge financially, and this isn’t a laughing matter.
According to a recent study by GOBankingRates, more than half of Americans (57%) have less than $1,000 in savings. Not only is this the case, but according to Bankrate, 57% of Americans also don’t have enough money saved to cover a $500 unexpected expense.
Not having enough money in the bank is more than a mathematical problem. A lack of savings can also cause significant stress, which can lead to a host of problems, such as:
DepressionAnxietyWeight-gain/lossLack of concentrationStrained relationshipsInsomniaSubstance abuseHeart disease
If you find yourself in this situation, know that you don’t carry your money burdens alone. In Christ, you can run into the open arms of your Heavenly Father who will lovingly embrace you, forgive you, and help you to get out of your situation.
Regardless if you’re in a financial mess or if you’re just interested in learning more about what the Bible says about saving and investing, you’re in the right place.
In this post, we’re going to walk through several points and questions, including:
What does it mean to save?Ready to save? Remember this firstWhat does the Bible say about saving money?What does it mean to invest?Verses about investing in God’s KingdomWhat does the Bible say about investing?How much should I save and invest?
Alright, let’s take a look at over 30 Bible verses on saving and investing your money!
What does it mean to save?
What does it mean to save?
Saving includes reducing expenses and setting aside money for future expenses.
For your household budget, you can save money by reducing your expenses. From cutting the cable to limiting the number of times you eat out or buy coffee, there are countless ways you can save your money.
What is more, there are many things in life you will not be able to pay for with cash or on an impulse—like buying a home. You’ll need to make a plan to save money and set aside how much you’ll need.
There are many reasons why you may need to save money. But here are common things you may need to set aside cash for in the future:
Emergency fundsRetirementEducationDown payment for a houseVacationsLarger purchases
Saving money isn’t complicated in theory. But saving money for the future can be challenging. From overspending and financial setbacks to incurring a massive amount of debt and simply just not making enough money, there are a variety of hurdles you’ll have to overcome potentially.
As a follower of Christ, knowing what the Bible says about saving is essential to managing your financial resources. Stewardship in the Bible is one of the most prevalent themes in the Bible, and for good reasons, too. How we manage our money is a thermostat in our relationship with God.
Ready to save? Remember this first
Ready to save? Remember this first
Before you read the Bible verses about saving money below, cut back your expenses, or set aside another dollar, it’s essential to remember this about money:
Worship with your wealth, but don’t worship your wealth.
This phrase is more than a punchy platitude. This phrase is rooted in the Apostle Paul’s words to Timothy: “As for the rich in this present age, charge them not to be haughty, nor to set their hopes on the uncertainty of riches, but on God, who richly provides us with everything to enjoy” (, emphasis mine).
The evil of money is no respecter of persons, and the temptation to sin with money is not reserved for the rich alone. Yes, you may be tempted by the seduction of success and always want more, but you may also fall victim to desiring (coveting) what others have.
In both of these scenarios above, hope is misplaced in money and possessions, and not in God. There’s a big difference between the two, and your bank statements will give you a non-judgmental view of your heart.
Now, even though we shouldn’t worship wealth, God leads us to worship with our wealth.
From tithing in the Bible to talking about stewardship in the Bible, God has revealed his will for the way he would like to manage our money for his glory and our good.
When it comes to saving and investing, God doesn’t hold back. Instead, he provides a ton of practical and relevant advice we can follow to save and invest our money well.
What does the bible say about saving money?
What does the bible say about saving money?
There are many Bible verses about saving money full of practical advice. You're not going to find a hidden secret to saving or investing money you can unlock to gain untold riches. But you’ll learn everything you need to know and more to manage your money well.
We put together 20 scriptures on saving money that will guide you in your finances.
#1. Plan for your future
#1. Plan for your future
In , we read, "Let Pharaoh proceed to appoint overseers over the land and take one-fifth of the produce of the land of Egypt during the seven plentiful years. And let them gather all the food of these good years that are coming and store up grain under the authority of Pharaoh for food in the cities, and let them keep it. That food shall be a reserve for the land against the seven years of famine that are to occur in the land of Egypt, so that the land may not perish through the famine.”
In this passage, God revealed to Joseph that Egypt was going to experience a significant famine. The availability of food was going to be scarce, and, if they didn’t plan for this event, the people of Egypt would starve.
God will most likely not provide you with such a clear picture of your future like he did for Joseph and Egypt. But what we see in Bible verses about saving money is God’s will for us to save for our future, which includes expenses we should expect, like college and retirement, as well as costs we didn’t plan for, like a car breaking down or fixing a leak in your house’s roof.
To help you prepare for your future, here’s what the Bible says about saving money and planning:
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"Trust in the LORD with all your heart, and do not lean on your own understanding. In all your ways acknowledge him, and he will make straight your paths.”
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"Go to the ant, O sluggard; consider her ways, and be wise. Without having any chief, officer, or ruler, she prepares her bread in summer and gathers her food in harvest.”
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"Every prudent man acts with knowledge, but a fool flaunts his folly.”
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"The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”
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"Prepare your work outside; get everything ready for yourself in the field, and after that build your house.”
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"For which of you, desiring to build a tower, does not first sit down and count the cost, whether he has enough to complete it?”
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“Do not be anxious about anything, but in everything by prayer and supplication with thanksgiving let your requests be made known to God.”
#2. Be diligent
#2. Be diligent
Saving for your future doesn’t happen by accident.
If you have a fever to save money, you don’t need more cowbells.
What you need is diligence.
In other words, you not only need to make a plan to save for the future, but you have to work your plan consistently. Basically, you have to cut expenses and set aside money in some sort of fund.
In Bible verses about saving money, God often contrasts diligent people with lazy people.
In general, the diligent person—who we should exemplify—is spoken of favorably by God and is the person who gets ahead financially.
When it comes to talking about laziness, God doesn’t mince words. What we’ll observe in the scriptures about saving money below, God uses strong words to confront people who struggle with being idle, and he lets it be known that not working is one sure way you’ll end up in poverty.
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"A slack hand causes poverty, but the hand of the diligent makes rich. He who gathers in summer is a prudent son, but he who sleeps in harvest is a son who brings shame.”
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"The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”
#3. Save consistently
#3. Save consistently
One key found in Bible verses about being smart with money is consistency.
When it comes to saving money, consistently setting aside something every month (even if you think it’s little) can lead you to reap huge benefits in the future—especially if you start at an early age—thanks in large part to something that’s called compound interest.
As you prepare to save, feel free to start small. Fight the pressure of making big changes or not feeling like you should save at all if you can't set aside as much as you would like.
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"Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.”
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“A faithful man will abound with blessings, But whoever hastens to be rich will not go unpunished."
"On the first day of every week, each of you is to put something aside and store it up, as he may prosper, so that there will be no collecting when I come."
#4. Save paycheck-to-paycheck
#4. Save paycheck-to-paycheck
In a recent survey by CareerBuilder, the vast majority of Americans (78%) live paycheck-to-paycheck.
For some of you reading this, you may not really be able to do anything else at the moment. From just getting started in your career to simply not making enough money, there are different reasons why you have to live check-to-check and don’t have enough money leftover at the end of the month to save.
Now, for others reading this post, you’re just spending too much money. American credit card debt is more than $1 trillion, and according to one study, Americans said their worst financial habit was "spending too much on things they don’t need.”
Another essential lesson we can learn from Bible verses about saving money and Bible verses about debt is to spend less and save more. So, instead of spending paycheck-to-paycheck, make plans to save paycheck-to-paycheck.
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"Precious treasure and oil are in a wise man’s dwelling, but a foolish man devours it."
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“The rich rules over the poor, And the borrower is the slave of the lender.”
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“Why do you spend your money for that which is not bread, and your labor for that which does not satisfy? Listen diligently to me, and eat what is good, and delight yourselves in rich food.”
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“And he said to them, ‘Take care, and be on your guard against all covetousness, for one’s life does not consist in the abundance of his possessions.”
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“Owe no one anything, except to love each other, for the one who loves another has fulfilled the law."
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“Keep your life free from the love of money, and be content with what you have, for he has said, ‘I will never leave you nor forsake you.’"
What does it mean to invest?
What does it mean to invest?
The idea of investing money is easy: You contribute money to an account or endeavor with the goal of making a profit.
There are several ways you can invest your money, but that’s not the goal of this post. The aim of what’s to follow is to share with you what the Bible has to say about investing.
In Bible verses about investing, we observe similar cautions as above, practical advice for investing, and a new concept: Investing in God’s Kingdom.
Before we dive into the practical advice the Bible has to offer about investing, let’s take a moment to review what it has to say about investing in God’s Kingdom, which is another essential lesson on stewardship in the Bible you don’t want to miss.
Verses about investing in God's kingdom
Verses about investing in God's kingdom
In the verses below, we’ll see that investing in God’s Kingdom does include being generous with our money. But we’ll also see that investing in God’s Kingdom is not limited to what we do with our money alone.
The Bible says that we will receive “rewards” for a variety of reasons. From facing persecution () to serving Jesus (), God will reward his disciples with treasures in heaven.
So, yes, be generous with your money by investing in God’s Kingdom through supporting your local church and tending to those in need, but also seek to live your life for the glory of God and the good of others.
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“Do not lay up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal, but lay up for yourselves treasures in heaven, where neither moth nor rust destroys and where thieves do not break in and steal.”
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“The one who receives a prophet because he is a prophet will receive a prophet’s reward, and the one who received a righteous person because he is a right person will receive a right person’s reward. And whoever gives one of these little ones even a cup of cold water because he is a disciple, truly, I say to you, he will be no means lose his reward."
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"Sell your possessions, and give to the needy. Provide yourselves with moneybags that do not grow old, with a treasure in the heavens that does not fail, where no thief approaches and no moth destroys. For where your treasure is, there will your heart be also.”
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"He who plants and he who waters are one, and each will receive his wages according to his labor.”
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"Therefore, my beloved brothers, be steadfast, immovable, always abounding in the work of the Lord, knowing that in the Lord your labor is not in vain."
"As for the rich in this present age, charge them not to be haughty, nor to set their hopes on the uncertainty of riches, but on God, who richly provides us with everything to enjoy. They are to do good, to be rich in good works, to be generous and ready to share, thus storing up treasure for themselves as a good foundation for the future, so that they may take hold of that which is truly life."
"Watch yourselves, so that you may not lose what we have worked for, but may win a full reward."
What does the Bible say about investing?
What does the Bible say about investing?
Biblical investing is not about accumulating wealth for the sake of financial gain alone. We are called to be good stewards of the resources we gather, and investing our money for our present and future needs is one part of being a good steward.
Below are 10 verses on what the Bible says about investing. Don’t think of these as biblical investment strategies per se. Instead, consider them like beacons of light pointing you in the right direction.
#1. Honor the LORD
#1. Honor the LORD
Regardless of where you fall in your belief about tithing in the Bible.
As a disciple of Christ, you will be transformed into a generous giver. In your investments, fight the temptation to invest solely in yourself, and remember to honor the LORD who has given you the ability to create wealth.
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"Honor the LORD with your wealth and with the firstfruits of all your produce; then your barns will be filled with plenty, and your vats will be bursting with wine.”
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"Bring the full tithe into the storehouse, that there may be food in my house. And thereby put me to the test, says the LORD of hosts, if I will not open the windows of heaven for you and pour down for you a blessing until there is no more need.”
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“No one can serve two masters, for either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve God and money."
#2. Seek professional advice
#2. Seek professional advice
The Internet provides instant access to many free articles you can read, videos you can watch, or advice you can listen to about saving and investing your money. After consuming several resources about financial management, you'll be more informed about your money. But this doesn’t mean that you’re necessarily qualified as an expert financial advisor.
When it comes to investing your money, you have access to tools to do it yourself, and this isn’t necessarily a bad thing. However, the Bible does encourage us to seek advice from trusted and experienced advisors who can help us to invest our money wisely.
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"The way of a fool is right in his own eyes, but a wise man listens to advice."
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"Whoever despises the word brings destruction on himself, but he who reveres the commandment will be rewarded."
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"Without counsel plans fail, but with many advisers they succeed.”
#3. Avoid get-rich-quick schemes
#3. Avoid get-rich-quick schemes
Coming into a lot of money may sound nice on the surface, and it may be a blessing, but there are really no positive examples of gaining wealth quickly in the Bible. For most people who come into a lot of money overnight, such as an inheritance, lawsuit, or gambling, may not have the ability to manage the funds they receive well.
Avoid get-rich-quick schemes like the plague, and don’t concern yourself with becoming wealthy overnight. Follow the principles of saving and investing consistently, and you’ll be well on your way to setting you and your family well financially.
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"A faithful man will abound with blessings, but whoever hastens to be rich will not go unpunished.”
#4. Diversify your investments
#4. Diversify your investments
For investing your money, you’ve probably heard it said before, “Don’t place all of your eggs in one basket.” Diversifying your income and investments is a great way you can protect yourself from financial ruin or losing everything if one thing doesn’t work out.
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"Give a portion to seven, or even to eight, for you know not what disaster may happen on earth.”
#5. Glorify God in your investments
#5. Glorify God in your investments
Does the investment you want to make glorify God? Or is what you’re about to do dishonor the LORD?
To help you think through your decision, here are some questions you can ask:
Is there anything about your investment considered sinful by the Bible ()?Is there deception involved with your investment ()?Can you—with a clear conscience—ask God to bless your investment?
When investing your money, to the best of your ability, strive to glorify God in what you invest your money into.
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"So, whether you eat or drink, or whatever you do, do all to the glory of God.”
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"And whatever you do, in word or deed, do everything in the name of the Lord Jesus, giving thanks to God the Father through him."
How much should I save and invest?
How much should I save and invest?
Honestly, I don’t know, and I think I’m legally obligated not to say.
After you study the Bible verses about saving money and investing listed above, you’ll be well on your way to understanding some of the best financial management practices.
To figure out how much money you should specifically save and invest to meet your goals, it’s best to seek the advice of a trusted financial advisor. He or she will be able to point you in the right direction.
In the meantime, I hope this article helps you to work through how you save and invest your money.
What verse from the Bible do you use as a guide for saving and investing? Share your favorite one in the comments below.
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Jesse Wisnewski
Jesse Wisnewski
http://get.tithe.ly
Jesse Wisnewski is the marketing director at Tithe.ly. He lives outside of Nashville, TN with his wife and five kids.
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